Xoom is a money transfer service own by PayPal that allow users to send funds to locations worldwide, including Nigeria, with instant deposit in Naira account or having the option to pick cash by simply presenting an ID card and the Xoom transaction number at any of the designated cash pickup locations.
It offers three options to the recipient collecting the cash: cash pickup, bank deposit and home delivery, while the options available may varies depending on where you are receiving the funds.
The service requires that you register a free account with your personal contact information before you can send the funds, but you don’t need a Social Security number to sign-up for Xoom, just a government-issued ID, like drivers license or international passport.
Additionally, you can reload phones and pay utility bills right from your mobile device with Xoom, paying either via credit card, debit card or bank account.
How to integrate Paypal with Xoom Money Transfer
If you already have a fully verified PayPal account, you can use it to sign up for the Xoom service, and you will be able to choose whether to pay with your Debit/Credit Card or PayPal account under payment information.
Note that is is the most important part of this process because you are using your PayPal account for the transaction.
And you can choose from the following options: Cash Pick up, Bank Deposit or Door-to- Door Delivery, which options availability may be location dependent, just fill in the required information to process the transfer.
Steps to Transfer Funds to Nigeria local banks using Xoom Money Transfer service
Irrespective of whether you have a PayPal account or not, you can use the Xoom service to transfer money to local banks in Nigeria. To send money, simply sign up for the Xoom service here and once you have signed up, login to your Xoom account and from the button on the upper left corner of the web page select Nigeria as the country you want to send the funds.
Then choose to pay with your Debit/Credit Card or bank balance under payment information and scroll down to add the card information.
You can opt for text updates or email notifications, whereby you can review the transfer status on the platform. Alternatively, you can call the Xoom Customer Service for information on your transfer status. While most of the transfers are completed within few minutes, it may take a maximum of four business days.