KwikMoney, a partnership between banks and technology companies to make banking services convenient and accessible to all Nigerians, has made it absolutely easy for anyone to apply for loan without the need for paper works or collateral, with only the mobile phone number.
KwikMoney automated instant loan service gives loan of up to N500,000, with the tenor between 14-30 days and interest rate as low as 5% to 15%; while the system is programmed to trust you more as you take loans and repay at the stipulated time, offering higher amounts with each successful remittance.
How to Apply for KwikMoney loan?
To apply for a KwikMoney loan, dial *561# (applicable for all networks, including 9Mobile, Glo, MTN and Airtel) and navigate to "Request Loan" or visit https://my.kwikmoney.com and enter your phone number to be assessed for eligibility for the loan.
The good news is that almost everyone is eligible, and the loan amount could be up to N500,000. Though, KwikMoney usually start with a small loan and grow the amounts over time as you repay the loans, it builds trust with the system.
How to Pay Back KwikMoney Loan
To repay KwikMoney loan, you'll have to also dial *561# (applicable to all networks) and navigate to "Pay Loan" or visit https://kwikmoney.com/pay with the options of paying online via Quickteller, or walk into the following banks: Fidelity Bank, Access Bank, UBA, GTBank, Keystone Bank and Sterling Bank, inform them you want to make a KwikMoney payment on PAYDIRECT.
How long does it take to get the loan?
KwikMoney promises a time frame of 60 seconds within which you will receive your loan, but most borrowers receive the money in their bank account some few minutes of completing the application.
The quick and easy online assessment, means that evaluation of creditworthiness and ability to pay back within a stipulated time frame may apply as to the amount of loan that can be given to a particular applicant at a time.
KwikMoney website is secured with valid security license, which ensures the information you enter onto the site is encrypted by a secure sockets layer (SSL) of up to 256 bits. And KwikMoney abide by a privacy policy that prevents them from disclosing its users personal information.
Was trying to process a loan n I got a message dt my bank has refuse to acknowledge my card... Wat am I to do?
ReplyDeleteYou can try another bank card to see if it works!
DeleteI applied for a loan this morning 27/03/2019.
ReplyDeleteThe transaction wasn't successfully carried out, now I can't request another loan because the system says I have to pay a loan that hasn't been disbursed to my account. Kwikcash help me oo
You'll have to wait for 24hrs to see if it is resolved, otherwise chat up the customer care.
DeleteThis remain the best and stress free loan ever,kudos though am only qualified for for just little funds but hopefully I will build my reputation with them.I will forever remain grateful if i can change my financial life thru them because I need loans for my business .any similar platform should be shared please.
ReplyDeleteThey have been trying but why would they be giving me #1900 Everytime
ReplyDeleteI can't access a loan. It keeps saying there was an error processing my request for days . help pls
ReplyDeletehi, my device and sim was stolen but wen I did a welcome back, I was told I have a loan of 11,500, so what should I do since I didn't take d loan
ReplyDeleteVery interesting platform kwikmoney justifies its name, within a seconds alert boom. am really grateful being the first timer and i have paid it within a weekplus, thanks it meet my needs at right time kudos to you guys.
ReplyDeleteVery impressive I requested for 5k and my account was credited within minutes
ReplyDeleteI want to collect this loan but.
ReplyDeleteI did't see my bank in the list of
the banks you provided
Hi,have been trying to apply but each time I tried says increase yr chance of a loan offer by increasing yr phone usage.I used my phone regularly,wat should I do
ReplyDeletePls I need a Kwik loan someone should help me
ReplyDeleteWhat about if someone was unable to pay back in two weeks time m?
ReplyDeletePls how do I get a loan of 100k from quick money? And also how do I know the duration of repayment approved?
ReplyDeletei need like 20k loan and all dey keep giving me is 1.900. why. can i start a business withdt amount?
ReplyDeletePlease I requested for 1k and my account is not debited since then , now Kwik cash are threatening with their annoying messages ,plz wat can I do
ReplyDeleteI need to export lithium ore to China and I need fund up to N5,000,000 to execute it.
ReplyDeleteHow do I access the loan portal with my Airtel line
ReplyDeleteSimply dial *561# on your phone, or visit https://my.kwikmoney.com for web access.
DeleteI'm trying to pay back but each time i dail *561#,it keeps showing 'invalid service code'
ReplyDeleteWhat do i do?
If the *561# did not work, try using the website: https://kwikmoney.com/pay from which you'll also get the option to pay via ATM.
DeleteWhy is it that only verve card can be used to get loan, I've been trying to use my master card is not going and also is not going through on my phone with that *561#
ReplyDeleteOur attention has been drawn to an impostor commenter by the nick, Kwikmoney that has been spamming this comment section. While we will see to it that all such fraudulent comments are promptly removed, we also advise all readers not to patronize anybody leaving a comment here, neither call any number left in the comments! They are scammers!
ReplyDeletePlease I've been getting error messages that cash can't be deposited into my account cos my bank can't be reached. What's the problem here please
ReplyDeleteSame issue oo
DeleteIs this your first time of applying for loan? If yes, then try a different platform, that is if USSD fails, try the web portal. Or maybe, you should change your bank information.
DeleteHaving issues applying for a loan and contacting their customer service
ReplyDeleteI've been getting error messages that cash can't be deposited into my account because my bank can't be reached. What's the problem here??
ReplyDeleteI want to make extension payment of N7443 today, but the code *561# is bringing out the total amount of N37000,how do I make the extension payment?
ReplyDeleteDo so using the link: https://www.quickteller.com/kwikmoney and input you mobile phone number and email, it will bring up you total loan balance. Then you can edit the amount to the exact figure required to extend your loan.
DeleteI need help I want to pay back the loan
ReplyDeleteSimply follow the instructions contained in the above article.
DeleteWeldon
ReplyDeleteI have already qualified for monthly loans and I have never failed to deliver, but today I wanted to apply for another 30 days loan behold what I see on my mobile phone is only an option of 14 days loan. Pls help me I the 30 days loan today since I have never defaulted before
ReplyDeleteGo ahead and apply with 14 day tenor, after 14 days it will be automatically extended.
DeleteI have paid back loan of 5290 and it has not been confirmed and this over 24hrs now. Please I want kwikmoney to resolve this issue
ReplyDeleteIf you are sure payment went through successfully, you have nothing to worry about. It will reflect soonest!
Deletethe code doesn't work for me I have tried on several occasions but telling me that I do not have loan offer so I don't know what to do about that and I've been using my line for years for donkey years thanks
ReplyDeleteYou are not currently eligible for loan, keep actively using your mobile number for future approval.
DeleteKindly note that Kwikmoney has no Whatsapp contact number, and many scammers are now parading themselves as such. Don't fall a victim!
ReplyDeleteKwikcash you guys have been the best in disbursing loans
ReplyDeletePlease, add Access bank to your USSD payment method. I find it difficult repaying my loan using other methods.
Thanks
I want to get a loan in kwikmoney when i reach at bank level i can not see ecobank and that is my bank what should i do please i really need the loan urgently
ReplyDeleteI have been requesting for loan for a year now and he keeps telling that I am not eligible for loan I should continue to load to increase my chance so what can I do?
ReplyDeleteI 've been using d ussd code of *561 but they kept saying I should increase my chance of phone usage, and I 've been using dis my mtn line since 2004 and also uses it for my access bank acct because it's my business line. Pls is dis any other way of getting loan
ReplyDeleteThe system is becoming harder to approve new loans do to some individuals not been able to repay the loan.
Delete