While many quick loan schemes are now available in Nigeria, but getting such loans often require putting up assets as a collateral, and proper documentations, including bank verification.
KwikMoney, a partnership between banks and technology companies to make banking services convenient and accessible to all Nigerians, has made it absolutely easy for anyone to apply for loan without the need for paper works or collateral, with only the mobile phone number.
KwikMoney automated instant loan service gives loan of up to N500,000, with the tenor between 14-30 days and interest rate as low as 5% to 15%; while the system is programmed to trust you more as you take loans and repay at the stipulated time, offering higher amounts with each successful remittance.
How to Apply for KwikMoney loan?
To apply for a KwikMoney loan, dial *561# on 9mobile (*554*561# for other networks) and navigate to "Request Loan" or visit https://my.kwikmoney.com and enter your phone number to be assessed for eligibility for the loan.
The good news is that almost everyone is eligible, and the loan amount could be up to N500,000. Though, KwikMoney usually start with a small loan and grow the amounts over time as you repay the loans, it builds trust with the system.
And to pay back KwikMoney loan, you'll have to dial *561# on 9mobile (*554*561# on other networks) and navigate to "Pay Loan" or visit https://kwikmoney.com/pay with the options of paying online via Quickteller, or walk into the following banks: Fidelity Bank, Access Bank, UBA, GTBank, Keystone Bank and Sterling Bank, inform them you want to make a KwikMoney payment on PAYDIRECT.
How long does it take to get the loan?
While KwikMoney doesn't guarantee a time frame within which you will receive your loan, but most borrowers receive the money in their bank account within few minutes of completing the application.
The quick and easy online assessment, means that evaluation of creditworthiness and ability to pay back within a stipulated time frame may apply as to the amount of loan that can be given to a particular applicant at a time.
KwikMoney web portal is fully secured with valid security license, which ensures the information you enter onto the KwikMoney website is encrypted by a secure sockets layer (SSL) of up to 256 bits. And KwikMoney abide by a privacy policy that prevents them from disclosing users personal information.
I gave it a try and quite successful, this is perhaps the best quick loan service in Nigeria so far!
ReplyDeleteDoes Kwikcash work with other networks, heard its an Etisalat (now 9Mobile service), let me know?
ReplyDeleteKwikCash service is open to all the mobile networks in Nigeria, simply use the web portal or use the USSD code *554*561# on phone with other networks.
ReplyDeleteThey take a whoppingq 15%! Thats way too much, if you ask me.
ReplyDeleteYea! But the convenience and efficiency, no paper work or collateral, worths it. :)
DeleteThe ussd is not working why
ReplyDeleteI think its a Network issue, mostly not working for mtn, but you can use the web portal get.kwikcash.ng
ReplyDeleteKUDOS.my challenge is I requested for a long and was granted and I repayed. I then reapply,it was granted,posted to my account and same day I got debited without receiving cash. The matter has then be reported to Access Bank,not yet rectified and interest added up yesterday.
ReplyDeletePerhaps, it can be sorted out with your bank. I presume you already have your card attached to Kwikcash for this to have happened?
DeleteKwikCash.ng has rebranded to KwikMoney.com, and to get a loan simply navigate to my.kwikmoney.com
ReplyDeleteThe transaction error i am seeing while tryin to repay my loan, is it from my Bank network or kwikmoneyng?
ReplyDeleteFor mtn lines try dialing *561# and follow the instructions to know how to repay your loan.
ReplyDeletePLS I HAVE BEEN TRYING SINCE LAST 2 WEEKS TO PAY MY LOAN OF 1150 BUT STILL FAIL AND MY NUMBER IS 08025902507
ReplyDeleteThe easiest way to repay the Kwikmoney loan is paying online with your bank cards via the link here: quickteller.com/kwikmoney
DeleteHello, I tried to repay my loan. In the process,I was debited twice. How will I get a reversal?
ReplyDeleteYou can chat up a customer rep on the Kwikmoney website, perhaps they should be able to correct it from their end. Otherwise, you can contact your bank.
DeleteWow, This is Beautiful, I Borrowed 40k To start Up Alliance In Motion Global Business,I was Really Scared when My when Sponsor Was Encouraging me to Borrow Cause I don't I Doubt if i Can Pay Back in 2 weeks.God Been so Great I Decided to Borrow and I Have Been Able to pay Back Not Just That I Make at least 30k Every Week just Because I Sponsored 2 People .....I Can't keep Calm Quite Friends Join me now!!! Borrow Now Don't be Scared , And rule your world!!!Call 09068787724 Alliance in Motion Global Dey Pay
ReplyDeletehow can i get the 40k loan ?
Deletepls i want register for kwikmoney but service keep saying not at this time , I wil be notify when thing is ready
ReplyDeleteYou can get someone who is already on the service to recommend you.
DeletePlease I need it very serious but how can I get it please anyone who is interested to give me loan my contact number is 07051998915
ReplyDeleteIf I get loan of 100k how much the interest pls let me no
ReplyDeleteCan a loan payment day be rescheduled?
ReplyDeleteIf the normal 14days elapse, you are given additional 14days with extra charges. But if you fail for the second time, Kwikmoney will call to find out the situation, and a possible extension can be allowed for you.
DeleteI lost the sim I used to take loan. How do I pay them back without the sim now is it possible?
ReplyDeleteGet in touch with the support team via the official site, they will be able to help.
DeleteI have been trying to pay back my load but there S no ussd option
ReplyDeleteIf you can't pay via ussd, simply walk down to any of the designated banks and make the payment.
DeleteWas trying to process a loan n I got a message dt my bank has refuse to acknowledge my card... Wat am I to do?
ReplyDeleteI applied for a loan this morning 27/03/2019.
ReplyDeleteThe transaction wasn't successfully carried out, now I can't request another loan because the system says I have to pay a loan that hasn't been disbursed to my account. Kwikcash help me oo
You can chat up the support team from their website for a resolution.
DeleteThis remain the best and stress free loan ever,kudos though am only qualified for for just little funds but hopefully I will build my reputation with them.I will forever remain grateful if i can change my financial life thru them because I need loans for my business .any similar platform should be shared please.
ReplyDeleteThey have been trying but why would they be giving me #1900 Everytime
ReplyDeleteI can't access a loan. It keeps saying there was an error processing my request for days . help pls
ReplyDeleteHello Mr John Onwuegbu,
ReplyDeleteMy name is Anthony. With phone number 08034829283.
Email: uzubobo9@gmail.com
I am a beneficiary of the fidelity fast/kwikmoney. I tried to pay my N10,810 loan through my card, there was no Network by fidelity fast money. Then I tried through a branch of fidelity close to me .No network on kwikmoney website either.
By the process of opening my app to pay through the app, I mistakenly keyed wrong password and my app was blocked. I was told to call customer service with 014485252. I called and was put on hold for Like 2 hours without any personal answering me.now my time of payment expires and my loan was extended and increased to N12,714. Please is this my fault? Please help me reach kwikmoney customers service to unblock my app.
Thanks
Hello Anthony, the most easy way to repay the kwikmoney loan is via https://quickteller.com/kwikmoney simply visit the site and enter your phone number and email address to repay the loan using your debit card. I hope that helps!
Deletehi, my device and sim was stolen but wen I did a welcome back, I was told I have a loan of 11,500, so what should I do since I didn't take d loan
ReplyDeleteVery interesting platform kwikmoney justifies its name, within a seconds alert boom. am really grateful being the first timer and i have paid it within a weekplus, thanks it meet my needs at right time kudos to you guys.
ReplyDelete